Business Resources

Loan Program – Center for Rural Affairs – Panhandle Region

When a bank can’t help with dreams of homeownership or growing a business, the Center for Rural Affairs can. We offer coaching and financing to help people become homeowners and to start or grow sustainable businesses.


Are you starting or expanding a small business in Nebraska? Do you need just a little bit more working capital? Have you tried, but have been unsuccessful in getting a traditional bank loan? Our small business loans may be your answer.


 To serve a more diverse set of clients, our underwriting process is more flexible than traditional lenders. For example, we can work with you if you have little or no credit history, are just starting your business, or if you are in an industry that is difficult for traditional banks to underwrite.

We offer small business loans for working capital, equipment, inventory, and real estate; express loans for new and returning borrowers; and one-on-one business counseling. We also provide home ownership loans for purchase of home, owner occupied rehabilitation or renovation, or emergency repair to a property.

We offer services throughout Nebraska in both English and Spanish.

Services Provided

Financial Resources and Assistance

  • Loan Providers

Buying or Selling a Business

  • Buying or Selling a Franchise
  • Purchasing an Existing Business


  • One-on-One Counseling
Contact Information
Lori Schrader
615 South Beltline Highway West
Suite 1
Scottsbluff, NE 69361